Because Illinois is an at-fault state and because it does not have that many car accidents annually, its car insurance prices are slightly below the US average. Only in Chicago you’ll have to spend big bucks for your coverage. This is hardly surprising since Chicago is a densely populated city with many tourist visits annually and a significant number of large corporations having their headquarters there.
However, despite low Illinois auto insurance prices, we discovered that quotes from individual insurers vary greatly. For instance, for a 40-year-old driver in Chicago, our cheapest insurer requested $124 per month, while the most expensive charged $375. It’s even more surprising that the former performed better in departments such as customer service.
This means that little research can get you cheap, high-quality insurance. We did that research for you, so dive straight in to find the finest Illinois insurer for your needs.